btw, honestly life insurance at work is useless.. it's worse than useless its' actually BAD not matter how much it is.. even if its a $2million policy on every employee it's BAD. All work life insurance ends when you leave work. Do you know how hard it is to get life insurance when you're in your 40's and 50's? You should get your life insurance NOW..
get private life insurance, it's not that expensive.. I have 250K for about $20 a month..