Having handled all the medical insurance and other benefits over the years, I have to agree with Chance. What she said is true. If they are covering all the costs of the medical insurance for the family, that's good. Not having dental and vision is not so good, even with them kicking in 1k each year. One root canal and one crown can eat up more than 1K.
The 401K does take too long to vest, but you can always start your own retirement fund on top of it. And if you leave this group, all the money you put into the 401k and all the value it earns is still yours. So you don't really lose anything by joining, even if you aren't there long enough to be vested. The company money is not really yours until you're vested anyway.
Is the paid vacation time the same forever? Does the time you are paid for increase the longer you're there? With most companies, it does, reaching some set maximum. I'd check on that.
And all of this, of course, depends on how much money they are offering you too. If the money is stellar, than not great benefits can be worked around.
Keep in mind, all the plans I've ever been a part of were in Silicon Valley, so my view may be a little skewed. *g*
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The 401K does take too long to vest, but you can always start your own retirement fund on top of it. And if you leave this group, all the money you put into the 401k and all the value it earns is still yours. So you don't really lose anything by joining, even if you aren't there long enough to be vested. The company money is not really yours until you're vested anyway.
Is the paid vacation time the same forever? Does the time you are paid for increase the longer you're there? With most companies, it does, reaching some set maximum. I'd check on that.
And all of this, of course, depends on how much money they are offering you too. If the money is stellar, than not great benefits can be worked around.
Keep in mind, all the plans I've ever been a part of were in Silicon Valley, so my view may be a little skewed. *g*