Congratulations! Job offers are exciting, aren't they? Health coverage looks very generous. 401k vesting time seems long. Life insurance is on the low side, but that can easily be supplemented, and should be since you are the primary wage earner. Another point is the sick time. As you are a parent, if you need to stay home with Roo, can you use your sick time? I know that for David and myself we use quite a bit of sick time not so much for ourselves, but to stay home with the kids and five days sounds on the low side to cover that. Vacation time sounds good, but does the 16 vacation day include paid holidays? I'm just asking because I think most places will start you with ~two weeks vacation plus around seven to ten paid holidays. However, since you can be full time at four days a week, this may be less of an issue. Education money is important and $3k sounds low if you intend to take much for school. Right now David is taking about 6 graduate credits a year through the U and the bill is larger than our $5k limit. Since we have an HMO that covers most expenses, I can't comment on the coverage for dental and optical other than to say the opticals usually don't cover all the expenses. And the malpractice insurance question is an important one to ask.
Benefits
Health coverage looks very generous.
401k vesting time seems long.
Life insurance is on the low side, but that can easily be supplemented, and should be since you are the primary wage earner.
Another point is the sick time. As you are a parent, if you need to stay home with Roo, can you use your sick time? I know that for David and myself we use quite a bit of sick time not so much for ourselves, but to stay home with the kids and five days sounds on the low side to cover that.
Vacation time sounds good, but does the 16 vacation day include paid holidays? I'm just asking because I think most places will start you with ~two weeks vacation plus around seven to ten paid holidays. However, since you can be full time at four days a week, this may be less of an issue.
Education money is important and $3k sounds low if you intend to take much for school. Right now David is taking about 6 graduate credits a year through the U and the bill is larger than our $5k limit.
Since we have an HMO that covers most expenses, I can't comment on the coverage for dental and optical other than to say the opticals usually don't cover all the expenses.
And the malpractice insurance question is an important one to ask.
Take care and good luck.
Heathah