OK, so.

[porphyrin]

Having never held a 'real job', I need some advice.

Do those sound like /poor/ fringe benefits or *good* fringe benefits?

1. BCBS coverage for the entire family, with any visits to any doctors at any of the St. Cloud Medical Group clinics being gratis (imaging other than plain X-ray is not gratis, but is covered by BCBS)

2. 401 K which you are eligible for after your first year (okay, 17 months because of the enrollment period) with 12 funds to choose from, and the employer matches 75 cents to the dollar, fully vested after 6 years (0%, 20%, 40$, etc), plus any quarterly profits being placed in the 401K after the first year

3. Life insurance-- 20K worth.

4. Disability insurance-- 4-6K of portable insurance and then non-portable to 65% of your income.

5. All moving expenses paid for.

6. 5 paid sick days. 16 vacation days. 4 Continuing Medical Education days (count as vacation).

7. $3K toward continuing medical education expenses.

8. $1K to cover your choice of dental & optical plans for the year.

Maybe I'm just razzle-dazzled by my first job offer ever?

Comments

Re: Benefits

[(Anonymous)]

Something else in benefits also occurred to me. What are their policies on maternity leave? This may not be something you're worried about, but I've taken full advantage of it myself for two children. Is there any pay coverage, how long can you be out, etc.? For me temporary disability covered 6 weeks of maternity time off and then I could use sick time or go without pay for up to 12 weeks. There's the FMLA that requires companies bigger than, I think 20 employees, to allow people to take this much, but if the practice is smaller than this you could have some issues.

At any rate, take care.

Heathah