porphyrin: (Default)
porphyrin ([personal profile] porphyrin) wrote2004-09-21 08:57 am

OK, so.

Having never held a 'real job', I need some advice.

Do those sound like /poor/ fringe benefits or *good* fringe benefits?

1. BCBS coverage for the entire family, with any visits to any doctors at any of the St. Cloud Medical Group clinics being gratis (imaging other than plain X-ray is not gratis, but is covered by BCBS)

2. 401 K which you are eligible for after your first year (okay, 17 months because of the enrollment period) with 12 funds to choose from, and the employer matches 75 cents to the dollar, fully vested after 6 years (0%, 20%, 40$, etc), plus any quarterly profits being placed in the 401K after the first year

3. Life insurance-- 20K worth.

4. Disability insurance-- 4-6K of portable insurance and then non-portable to 65% of your income.

5. All moving expenses paid for.

6. 5 paid sick days. 16 vacation days. 4 Continuing Medical Education days (count as vacation).

7. $3K toward continuing medical education expenses.

8. $1K to cover your choice of dental & optical plans for the year.

Maybe I'm just razzle-dazzled by my first job offer ever?

sorta good sorta bad

[identity profile] svb1972.livejournal.com 2004-09-21 04:05 pm (UTC)(link)
btw, honestly life insurance at work is useless.. it's worse than useless its' actually BAD not matter how much it is.. even if its a $2million policy on every employee it's BAD. All work life insurance ends when you leave work. Do you know how hard it is to get life insurance when you're in your 40's and 50's? You should get your life insurance NOW..
get private life insurance, it's not that expensive.. I have 250K for about $20 a month..