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OK, so.
Having never held a 'real job', I need some advice.
Do those sound like /poor/ fringe benefits or *good* fringe benefits?
1. BCBS coverage for the entire family, with any visits to any doctors at any of the St. Cloud Medical Group clinics being gratis (imaging other than plain X-ray is not gratis, but is covered by BCBS)
2. 401 K which you are eligible for after your first year (okay, 17 months because of the enrollment period) with 12 funds to choose from, and the employer matches 75 cents to the dollar, fully vested after 6 years (0%, 20%, 40$, etc), plus any quarterly profits being placed in the 401K after the first year
3. Life insurance-- 20K worth.
4. Disability insurance-- 4-6K of portable insurance and then non-portable to 65% of your income.
5. All moving expenses paid for.
6. 5 paid sick days. 16 vacation days. 4 Continuing Medical Education days (count as vacation).
7. $3K toward continuing medical education expenses.
8. $1K to cover your choice of dental & optical plans for the year.
Maybe I'm just razzle-dazzled by my first job offer ever?
Do those sound like /poor/ fringe benefits or *good* fringe benefits?
1. BCBS coverage for the entire family, with any visits to any doctors at any of the St. Cloud Medical Group clinics being gratis (imaging other than plain X-ray is not gratis, but is covered by BCBS)
2. 401 K which you are eligible for after your first year (okay, 17 months because of the enrollment period) with 12 funds to choose from, and the employer matches 75 cents to the dollar, fully vested after 6 years (0%, 20%, 40$, etc), plus any quarterly profits being placed in the 401K after the first year
3. Life insurance-- 20K worth.
4. Disability insurance-- 4-6K of portable insurance and then non-portable to 65% of your income.
5. All moving expenses paid for.
6. 5 paid sick days. 16 vacation days. 4 Continuing Medical Education days (count as vacation).
7. $3K toward continuing medical education expenses.
8. $1K to cover your choice of dental & optical plans for the year.
Maybe I'm just razzle-dazzled by my first job offer ever?
no subject
The 401K does take too long to vest, but you can always start your own retirement fund on top of it. And if you leave this group, all the money you put into the 401k and all the value it earns is still yours. So you don't really lose anything by joining, even if you aren't there long enough to be vested. The company money is not really yours until you're vested anyway.
Is the paid vacation time the same forever? Does the time you are paid for increase the longer you're there? With most companies, it does, reaching some set maximum. I'd check on that.
And all of this, of course, depends on how much money they are offering you too. If the money is stellar, than not great benefits can be worked around.
Keep in mind, all the plans I've ever been a part of were in Silicon Valley, so my view may be a little skewed. *g*