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porphyrinHaving never held a 'real job', I need some advice.
Do those sound like /poor/ fringe benefits or *good* fringe benefits?
1. BCBS coverage for the entire family, with any visits to any doctors at any of the St. Cloud Medical Group clinics being gratis (imaging other than plain X-ray is not gratis, but is covered by BCBS)
2. 401 K which you are eligible for after your first year (okay, 17 months because of the enrollment period) with 12 funds to choose from, and the employer matches 75 cents to the dollar, fully vested after 6 years (0%, 20%, 40$, etc), plus any quarterly profits being placed in the 401K after the first year
3. Life insurance-- 20K worth.
4. Disability insurance-- 4-6K of portable insurance and then non-portable to 65% of your income.
5. All moving expenses paid for.
6. 5 paid sick days. 16 vacation days. 4 Continuing Medical Education days (count as vacation).
7. $3K toward continuing medical education expenses.
8. $1K to cover your choice of dental & optical plans for the year.
Maybe I'm just razzle-dazzled by my first job offer ever?
Do those sound like /poor/ fringe benefits or *good* fringe benefits?
1. BCBS coverage for the entire family, with any visits to any doctors at any of the St. Cloud Medical Group clinics being gratis (imaging other than plain X-ray is not gratis, but is covered by BCBS)
2. 401 K which you are eligible for after your first year (okay, 17 months because of the enrollment period) with 12 funds to choose from, and the employer matches 75 cents to the dollar, fully vested after 6 years (0%, 20%, 40$, etc), plus any quarterly profits being placed in the 401K after the first year
3. Life insurance-- 20K worth.
4. Disability insurance-- 4-6K of portable insurance and then non-portable to 65% of your income.
5. All moving expenses paid for.
6. 5 paid sick days. 16 vacation days. 4 Continuing Medical Education days (count as vacation).
7. $3K toward continuing medical education expenses.
8. $1K to cover your choice of dental & optical plans for the year.
Maybe I'm just razzle-dazzled by my first job offer ever?
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no subject
Date: 2004-09-21 03:40 pm (UTC)Do you have to contribute for the family health insurance or is that fully covered? (If you pay nothing, extremely good. Otherwise depends on your contribution)
Do you pay for the disability insurance? (If you pay nothing, extremely good. Otherwise depends on your contribution)
The 401k sucks, both the vesting and the waiting period. Unfortunately, this is probably no negotiable because it is almost certainly part of the plan rules.
Life insurance is pitifully low.
Moving expenses is standard.
Sick leave is fairly standard for these days, but still crappy. Is the continuing medical educations days in addition to the 16 days or part of? In addition, then vacation is pretty good, part of, then mediocre.
The education expenses seem pretty weak.
The one k for dental and optical plans seems not bad.
Overall I'd rate the package on the low end of average/mediocre.