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porphyrinHaving never held a 'real job', I need some advice.
Do those sound like /poor/ fringe benefits or *good* fringe benefits?
1. BCBS coverage for the entire family, with any visits to any doctors at any of the St. Cloud Medical Group clinics being gratis (imaging other than plain X-ray is not gratis, but is covered by BCBS)
2. 401 K which you are eligible for after your first year (okay, 17 months because of the enrollment period) with 12 funds to choose from, and the employer matches 75 cents to the dollar, fully vested after 6 years (0%, 20%, 40$, etc), plus any quarterly profits being placed in the 401K after the first year
3. Life insurance-- 20K worth.
4. Disability insurance-- 4-6K of portable insurance and then non-portable to 65% of your income.
5. All moving expenses paid for.
6. 5 paid sick days. 16 vacation days. 4 Continuing Medical Education days (count as vacation).
7. $3K toward continuing medical education expenses.
8. $1K to cover your choice of dental & optical plans for the year.
Maybe I'm just razzle-dazzled by my first job offer ever?
Do those sound like /poor/ fringe benefits or *good* fringe benefits?
1. BCBS coverage for the entire family, with any visits to any doctors at any of the St. Cloud Medical Group clinics being gratis (imaging other than plain X-ray is not gratis, but is covered by BCBS)
2. 401 K which you are eligible for after your first year (okay, 17 months because of the enrollment period) with 12 funds to choose from, and the employer matches 75 cents to the dollar, fully vested after 6 years (0%, 20%, 40$, etc), plus any quarterly profits being placed in the 401K after the first year
3. Life insurance-- 20K worth.
4. Disability insurance-- 4-6K of portable insurance and then non-portable to 65% of your income.
5. All moving expenses paid for.
6. 5 paid sick days. 16 vacation days. 4 Continuing Medical Education days (count as vacation).
7. $3K toward continuing medical education expenses.
8. $1K to cover your choice of dental & optical plans for the year.
Maybe I'm just razzle-dazzled by my first job offer ever?
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hmm.
Date: 2004-09-21 04:17 pm (UTC)2. RRSP contributions up here, and the usual thing is matched dollar for dollar, after a three month probabtionary period.
3. life insurance - about the same.
4. disability insurance - depending on disability, and then 66.666% of your income as pension.
5. moving expenses paid if the company wanted to relocate me.
6. 10 paid sick days, 15 paid vacation days, and ten days of flex time per year. (this was GENEROUS and unusual.)
7. about the same toward retraining expenses.
8. 100% prescription drug coverage (INCLUDING birth control methods,) 80% coverage on all dental work to $5000, $300 a year for chiropractic appointments, the same for therapeutic massage, 100% coverage for physiotherapy with doctor's referral, $200 a year for glasses contact lenses OR hold all optical expenses for five years and get that money towards laser surgery, if elective - (to correct cataracts or reverse a vision deterioration problem was covered.) $600 a year for counseling and therapy.
if i had to stay in a hospital, i could get a semi private room for nothing or a private room for 32 dollars a day. tv and phone not covered, nice try.
one million dollars of medical coverage if i needed to be hospitalized in the states.
that was for a single person. if i had a family, the money would be higher.
but keep in mind that we have a lot of basic medical needs covered automatically - that means extended health insurance is a lot more luxurious here.