OK, so.

[porphyrin]

Having never held a 'real job', I need some advice.

Do those sound like /poor/ fringe benefits or *good* fringe benefits?

1. BCBS coverage for the entire family, with any visits to any doctors at any of the St. Cloud Medical Group clinics being gratis (imaging other than plain X-ray is not gratis, but is covered by BCBS)

2. 401 K which you are eligible for after your first year (okay, 17 months because of the enrollment period) with 12 funds to choose from, and the employer matches 75 cents to the dollar, fully vested after 6 years (0%, 20%, 40$, etc), plus any quarterly profits being placed in the 401K after the first year

3. Life insurance-- 20K worth.

4. Disability insurance-- 4-6K of portable insurance and then non-portable to 65% of your income.

5. All moving expenses paid for.

6. 5 paid sick days. 16 vacation days. 4 Continuing Medical Education days (count as vacation).

7. $3K toward continuing medical education expenses.

8. $1K to cover your choice of dental & optical plans for the year.

Maybe I'm just razzle-dazzled by my first job offer ever?

Comments

Hmm...

[dlandon.livejournal.com]

Actually, don't be razze-dazzled :) Everything except the 401K bit sounds good, but making you wait a year to contribute is ridiculously long! Most employers only make you wait a month, and the majority allow you to contribute right away. What that means is that you'll have to be really, really good about putting aside the 10-20% you decide you want to save *yourself* so that when you become eligible it's not this huge surprise chunk of your paycheck. Based on this alone, and how important saving for retirement can be, I'd see what other offers you can get.

I meant to email but didn't get the time at the library - I take it this means the interview went well? Yeah!

- D